Who this policy covers
This policy applies to this website and information submitted through its contact and VA readiness experiences. The site introduces John Bramley, Loan Originator, NMLS 192835, affiliated with Barrett Financial Group. It does not replace any financial privacy notice, application disclosure or other notice provided when you begin a formal mortgage application.
Information you choose to provide
We may receive your name, email address, telephone number, preferred contact method, location, general home-buying plans and the non-sensitive readiness answers you submit. Please do not send Social Security numbers, bank credentials, full account numbers, tax returns, military records or other sensitive documents through a general website form. Secure document instructions should come directly from the mortgage team.
Information collected automatically
Like most websites, hosting and analytics services may collect technical information such as IP address, browser and device type, referring page, pages visited, approximate location, timestamps and diagnostic logs. This information may be used to operate, secure and improve the site.
How information may be used
Information may be used to respond to your request, discuss mortgage options, assess general readiness, coordinate with authorized mortgage personnel, maintain site security, improve the experience and meet legal, licensing, recordkeeping or compliance obligations. A readiness result is educational and is not a credit decision, preapproval or commitment to lend.
When information may be shared
Information may be shared with John Bramley, Barrett Financial Group, authorized staff and service providers that support website hosting, communications, customer relationship management, form delivery, security, analytics or compliance. It may also be disclosed when required by law, to protect rights or safety, or during an organizational transaction. We do not sell personal information for money. Mortgage information may be handled under additional notices provided during the application process.
Email, calls and text messages
If you provide contact information, you authorize a response to your inquiry using the method you selected or reasonably requested. Consent to receive marketing text messages is not a condition of obtaining services. Standard message and data rates may apply. You may ask that promotional communications stop at any time; service-related or legally required communications may still be sent.
Cookies, third parties and links
The site may use essential cookies or similar technologies and may link to government, licensing, social media or other third-party websites. Those services control their own privacy practices. Review their policies before providing information. This site is not responsible for third-party content or security.
Retention and security
Information may be kept only as long as reasonably needed for the purposes described here, including legal and compliance requirements. Reasonable administrative, technical and organizational safeguards may be used, but no internet transmission or storage system can be guaranteed completely secure.
Your choices
You may request access, correction or deletion of information you submitted, subject to identity verification and legal or regulatory retention requirements. Browser settings may limit cookies. To make a privacy request, use the site contact page and state that your message concerns privacy.
Children and policy updates
This site is intended for adults and is not directed to children under 13. We may update this policy as the website, services or legal requirements change. The effective date above identifies the current version.